---
title: "Sell or rent your property with Vorneo"
description: "Fill in your property details and our team will reach out for a survey and marketing strategy. Free, no upfront fees."
url: "https://vorneo.id/en/jual/"
lang: "en"
image: "https://vorneo.id/og.png"
---

# Sell or rent your property with Vorneo

Fill in your property details and our team will reach out for a survey and marketing strategy. Free, no upfront fees.

## Common Questions

### Is this simulation accurate?

It's an annuity-method estimate for a first look. The final numbers — rate, fees, and approval — are set by the bank.

### What is the minimum down payment?

It depends on the bank and program, generally around 10–30% of the price. Some subsidised programs can be lower.

### What's the difference between fixed and floating rates?

Fixed means the rate stays the same for a set period (e.g. the first few years); after that it floats with market rates.

### What is BI Checking / SLIK?

It's your credit-history record at the OJK. Banks use it to assess eligibility before approving a mortgage.

### Can land be bought with a mortgage?

Yes, through plot/land financing. The terms and tenor usually differ from a house mortgage.

- [List Your Property](https://vorneo.id/en/titip-jual/)
- [Properties](https://vorneo.id/en/properti/)

## Contact

- WhatsApp: 0851-2699-4509 (https://wa.me/6285126994509)
- Jl. Kayu Tangi, Alalak Utara, North Banjarmasin District, Banjarmasin City, South Kalimantan
- Opening Hours: Mon–Sat, 08.00–17.00 WITA